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0.25CIP Points

Rethinking mental health underwriting in life insurance

Susan Muldowney — ANZIIF Writer
08 Oct 2025 - Reading time 7 minutes
Life and Retirement Income Claims Risk Management Reinsurance

Mental health is a leading driver of total and permanent disability (TPD) claims in countries like Australia. How can insurers make nuanced, evidence-based decisions while safeguarding portfolio sustainability?

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