Terms and Conditions

Use of this site

You may use and copy the information on this site for personal reference only and agree that you will not use it for any purposes that are commercial, unlawful or may prejudice the reputation or interests of ANZIIF. “Unlawful” use includes activities such as fraud, the posting of defamatory or offensive material, infringement of the rights of others and failure to comply with any legislation.

You must not hack into, change or otherwise interfere with the operation of this site or any information contained within it. This includes knowingly transmitting a virus or other damaging item to this site.

This website is provided "as is", so you use it entirely at your own risk. We try to ensure that all information contained on this site is correct at the time of inclusion and that the site is free of viruses and other operational problems. However, we cannot give any guarantees in this regard.

You are responsible for your use of this site and fully indemnify us regarding any use that we have not expressly authorised.

Other websites

This site contains links to third party sites. We are not responsible for the operation, security levels, content or any other aspect of any third party sites. Links are provided solely for your convenience and do not indicate our endorsement of any third party sites or the products or services provided, advertised or otherwise mentioned on those sites.

Social media

By accessing our social media pages, you agree to comply with the terms and conditions of that social media platform and our website. Posts made by users do not necessarily reflect the opinions or policies of ANZIIF. Links published by ANZIIF, shared social media posts, or re-tweets, do not necessarily reflect the opinions or policies of ANZIIF and do not constitute endorsement of third-party content or their publishers. We reserve the right to remove any comments that don't adhere to the rules outlined below and to block anyone who is seen to be breaching them repeatedly.

The following types of comments or photos will not be tolerated and will be removed immediately. Those that:

  • are abusive, harassing, stalking, threatening or attacking others
  • are defamatory, offensive, obscene, vulgar or depicting violence
  • use language that is hateful, targets race/ethnicity, religion, gender, nationality or political beliefs
  • are fraudulent, deceptive, misleading or unlawful
  • are trolling or deliberately disrupting discussion
  • are violations of any intellectual property rights
  • spam
  • are commercial solicitation or solicitation of donations
  • or link baiting (embedding a link in your post to draw traffic to your own site).

Remember, any posts you make on our social media channels, such as Instagram, Facebook, Twitter and Google+, are publicly viewable and searchable. Be aware that what you post may remain online indefinitely and can be found through search engines and online archives.

Copyright notice

Excepting external documents referenced, all web content is:

Copyright © 2016 Australian and New Zealand Institute of Insurance and Finance. All rights reserved.